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Arcooda announced their pricing!
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<blockquote data-quote="zdjh22" data-source="post: 274421" data-attributes="member: 3603"><p>Correct, with TransferWise an ACH debit is used to move money from your account, in whatever currency, into one of their accounts that is local to you (in your country). In my case, from their paperwork my $1500 was moved via ACH into their Wells Fargo corporate account in the US. Once received, they move the equivalent value from their Hong Kong corporate account into Arcooda’s account. For me that will happen tomorrow (my June 28, June 29 in HK). The exchange rate they give you is the mid-market rate (the rate between banks). Presumably they maintain big pools of money in various countries and do much larger exchanges in order to get the mid-market exchange rates. I saw very good reviews, e.g. <a href="https://www.howitravel.co/transferwise-review/" target="_blank">https://www.howitravel.co/transferwise-review/</a> and a similar review at Forbes. </p><p></p><p>With respect to GUSHandGO’s question, I hadn’t gotten the impression from their emails to me that they were insisting on USD, and maybe I falsely assumed that the equivalent value in HKD was OK. Supposedly TransferWise can also do USD to USD for some destinations, including Hong Kong, but it isn’t immediately obvious to me in their web interface how to request that. I did adjust my ACH Debit such that the amount that TW reported would be given to Arcooda was slightly higher than $1500 USD equivalent. If I get a response back tonight from Arcooda regarding this issue I will report back, as I sent them the transfer receipt this morning. At worst I suppose I might have to kick in more on a later payment to compensate for their HKD to USD exchange (although surely they are doing HKD to AusD).</p><p></p><p>Depending on which bank you use, the ACH setup can take a business day. I get the impression that it can be faster for some banks. So if you might want to use TW you might want to sign up and get the ACH registration started. They are headquartered in Europe so that’s a possible delay in that process.</p></blockquote><p></p>
[QUOTE="zdjh22, post: 274421, member: 3603"] Correct, with TransferWise an ACH debit is used to move money from your account, in whatever currency, into one of their accounts that is local to you (in your country). In my case, from their paperwork my $1500 was moved via ACH into their Wells Fargo corporate account in the US. Once received, they move the equivalent value from their Hong Kong corporate account into Arcooda’s account. For me that will happen tomorrow (my June 28, June 29 in HK). The exchange rate they give you is the mid-market rate (the rate between banks). Presumably they maintain big pools of money in various countries and do much larger exchanges in order to get the mid-market exchange rates. I saw very good reviews, e.g. [url]https://www.howitravel.co/transferwise-review/[/url] and a similar review at Forbes. With respect to GUSHandGO’s question, I hadn’t gotten the impression from their emails to me that they were insisting on USD, and maybe I falsely assumed that the equivalent value in HKD was OK. Supposedly TransferWise can also do USD to USD for some destinations, including Hong Kong, but it isn’t immediately obvious to me in their web interface how to request that. I did adjust my ACH Debit such that the amount that TW reported would be given to Arcooda was slightly higher than $1500 USD equivalent. If I get a response back tonight from Arcooda regarding this issue I will report back, as I sent them the transfer receipt this morning. At worst I suppose I might have to kick in more on a later payment to compensate for their HKD to USD exchange (although surely they are doing HKD to AusD). Depending on which bank you use, the ACH setup can take a business day. I get the impression that it can be faster for some banks. So if you might want to use TW you might want to sign up and get the ACH registration started. They are headquartered in Europe so that’s a possible delay in that process. [/QUOTE]
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Arcooda announced their pricing!
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